Financial restrictions applied to the members of the System

There are financial restrictions for WebMoney Transfer System members that depend on the level of identification (type of WM-passport), type of WM Keeper used by the member and enabled methods of transactions confirmation.

Allowed amounts of funds for incoming and outgoing payments are the least for those members who manage their purses via WM Keeper Standard (Mini) and WM Keeper Mobile and who have alias passports with no phone number specified.

For owners of R-purses the maximum amount of funds is 15,000 (does not depend on the type of WM Keeper).

For owners of R-purses with a passport from personal passport or less, the limit on expenditure transactions is 40,000 (does not depend on the type of WM Keeper).

Owners of R-purses with an alias passport cannot receive funds from the wallets of individuals. It is necessary to obtain a formal passport.

Limits for WM-purses depending on the member's passport typeLimits for WM-purses depending on the member's passport type

• Passport Type - Alias
• Passport Type - Formal
• Passport Type - Initial
• Passport Type - Personal
• Passport Type - Merchant and higher

The following restrictions apply to users of WM Keeper Standard (Mini) whom have not enabled WM Keeper WinPro (Classic) or WM Keeper WebPro (Light). These restrictions only apply to wallets automatically created within their WM Keeper Standard account:

1 The maximum amount of funds on a user`s WM wallets, provided that the user`s mobile number has been verified and the option of confirming transactions with SMS or E-NUM has been activated, cannot exceed the following:

WM currency type		alias passport	formal passport	initial passport	personal passport	merchant passport and above
WMP	NPEPI0	01	60 000	60 000	60 000	60 000
	PEPI0	01	600 000	600 000	600 000	600 000
WMZ		300	10 000	30 000	n2	-
WME		300	10 000	30 000	60 000	-
WMB		03	6 0004	45 000	450 000	-
WMG		63	300	1 000	15 000	-
WMX		15 000	30 000	600 000	6 000 000	-
WMK		depending on the identification level6
WMV		20 000 000	300 000 000	500 000 000	1 000 000 000	1 000 000 000
WMH		150 000	300 000	6 000 000	60 000 000	-
WML		4500	4500	90000	900000	900000
WMY		1 100 000	18 000 000	36 000 000	-	-
WMR		15 0005

¹ WMID with an alias passport cannot have WMP purse.

² If a cell does not display any figures it means that there is no set limit.

³ The minimum personalization level allowing to keep funds on B-purses is Formal passport (regardless of a WM Keeper type).

⁴ For owners of R-purses the maximum amount of funds is 15,000 (regardless of a WM Keeper type) .

⁵ For citizens of Belarus, the creation of B-purses is available after receiving a formal passport and checking the VideoID.

2 The following limits apply to expenditure transactions when a user`s mobile number linked to their WM Keeper Standard is verified and the confirmation of transactions with SMS or E-NUM is enabled:

Passport Type - Alias¶

WM Currency Type	Monthly Limit	Weekly Limit	Daily Limit
WMZ	500	300	100
WME	500	300	100
WMB	0	0	0
WMG	126	63	21
WMX	30 000	15 000	6 000
WMK	depending on the identification level6
WMV	20 000 000	20 000 000	12 000 000
WMH	300 000	150 000	60 000
WML	9000	4500	1800
WMY	8 000 000	2 000 000	220 000 (per transaction)
WMR	40 000

Passport Type - Formal¶

WM Currency Type		Monthly Limit	Weekly Limit	Daily Limit
WMP	NPEPI0	200 000	200 000	200 000
	PEPI0	3 000 000	3 000 000	3 000 000
WMZ		15 000	10 000	3 000
WME		15 000	10 000	3 000
WMB		60005	60005	20005
WMG		500	300	100
WMX		60 000	30 000	12 000
WMK		depending on the identification level6
WMV		500 000 000	300 000 000	100 000 000
WMH		6 000 000	3 000 000	1 200 000
WML		9000	4500	1800
WMY		36 000 000	9 000 000	3 000 000 (per transaction)
WMR		40 000

⁵ For citizens of Belarus, the creation of B-purses is available after receiving a formal passport and checking the VideoID.

Passport Type - Initial¶

WM Currency Type		Monthly Limit	Weekly Limit	Daily Limit
WMP	NPEPI0	200 000	200 000	200 000
	PEPI0	3 000 000	3 000 000	3 000 000
WMZ		60 000	30 000	12 000
WME		60 000	30 000	12 000
WMB		90 000	45 000	15 000
WMG		2 000	1 000	500
WMX		1 200 000	600 000	240 000
WMK		depending on the identification level6
WMV		1 000 000 000	500 000 000	200 000 000
WMH		12 000 000	6 000 000	2 400 000
WML		180000	90000	36000
WMY		108 000 000	27 000 000	6 000 000 (per transaction)
WMR		40 000

Passport Type - Personal¶

WM Currency Type		Monthly Limit	Weekly Limit	Daily Limit
WMP	NPEPI0	200 000	200 000	200 000
	PEPI0	3 000 000	3 000 000	3 000 000
WMZ		-	-	-
WME		-	-	-
WMB		450 000	450 000	150 000
WMG		30 000	15 000	5 000
WMX		6 000 000	6 000 000	2 400 000
WMK		depending on the identification level6
WMV		5 000 000 000	1 000 000 000	500 000 000
WMH		60 000 000	60 000 000	24 000 000
WML		900000	900000	360000
WMY		-	-	22 000 000 (per transaction)
WMR		40 000

Passport Type - Merchant and higher¶

WM Currency Type		Monthly Limit	Weekly Limit	Daily Limit
WMP	NPEPI0	200 000	200 000	200 000
	PEPI0	3 000 000	3 000 000	3 000 000
WMZ		-	-	-
WME		-	-	-
WMB		450 000	450 000	150 000
WMG		-	-	-
WMX		-	-	-
WMK		depending on the identification level6
WMV		5 000 000 000	1 000 000 000	500 000 000
WMH		-	-	-
WML		900000	900000	360000
WMY		-	-	-
WMR		40 000

If you want to increase your existing limits, you need to enable WebMoney Keeper WinPro or WebMoney Keeper WebPro. This can be done in the following steps:

• Go to the Changing Management Methods page and add WebMoney Keeper WinPro or WebMoney Keeper WebPro (you will still be able to use WM Keeper Standard).

• After completing the required steps you will be able to change the limits set for your Keeper Standard wallets by default. To change the limits, you need to log in to the Security Service with Keeper WinPro or Keeper WebPro.

The Daily Limit is a maximum limit on fund transfers from a current wallet, which cannot be exceeded within a current day. For example, if a wallet has a maximum limit set at 1 WMR and a transfer of 1 WMR was made from the wallet on the 24th of January 2011 at 23:59, it means that the next time when a transfer of the same amount can be made is no earlier than the 25th of January 2011 at 00:00, as it is when the calculation of the next day after the day the previous transfer was made will start.

The Weekly Limit is a maximum limit on fund transfers from a current wallet, which cannot be exceeded within a current week. For example, if a wallet has a maximum limit set at 1 WMR and a transfer of 1 WMR was made from the wallet on the 26th of January 2011 at 23:59, it means that the next time when a transfer of the same amount can be made is no earlier than the 30th of January 2011 at 00:00, as the 30th of January 2011 is the first day of the week from the day the transfer was made. Please note that for the calculation purposes, a week starts on Sunday and ends on Saturday.

The Monthly Limit is the maximum limit on fund transfers from a current wallet, which cannot be exceeded within a current month. For example, if a wallet has a maximum limit set at 1 WMR and a transfer of 1 WMR was made from the wallet on the 24th of January 2011 at 23:59, it means that the next time when a transfer of the same amount can be made is no earlier than the 01st of February 2011 at 00:00, as the 1st of February 2011 is the first day of the month following the day of the transfer.

You can find out about your limits and your spending statistic within your wallet`s properties. Simply click "More" button and select "Limits" from the menu.

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⁰ NPEPI - Non-personalized electronic payment instrument with simplified identification (with a formal passport and data verified by JSC Bank "KKB") Also you should to indicate the TIN or SNILS in the passport control panel .

For simplified identification, the maximum balance is 60 000 WMP, and the monthly spending limit is 200 000 WMP.

PEPI - Personalized electronic payment instrument with full identification (with a formal passport and data verified by JSC Bank "KKB" or one of the WebMoney registrars).

Maximum one-time transfer to natural persons: NPEPI - 60 000 WMP; PEPI - 600 000 WMP.

Maximum one-time transfer to legal entities: NPEPI - 60 000 WMP; PEPI - 600 000 WMP.

These limits are determined by the level of your identification in JSC Bank "KKB". You can check the identification status here

⁶ The limits on the WMK purse are determined by the your identification level in the WebMoney Kazakhstan electronic money system (WMK EDS) and do not depend on the type of WM passport.

WM Currency Type	maximum amount of funds			maximum daily spending limit			maximum one-time payment
	UNIP	SIP	IP	UNIP	SIP	IP	UNIP	SIP	IP
WMK	291 600	875 000	no limit	291 600	875 000	до 8 750 900	145 750	291 600	2 916 900

UNIP - un-identified wmk purse
SIP - simplified identified wmk purse
IP - identified wmk purse

Members of the System owning Alias passport who manage their purses using WM Keeper WinPro or WM Keeper WebPro have a limit of the maximum amount of funds on WM purses:

WMP Limits

WM currency type	maximum amount of funds		monthly spending limit		maximum one-time payment
	NPEPI	PEPI	NPEPI	PEPI	NPEPI	PEPI
WMP	60 000	600 000	200 000	3 000 000	60 000	600 000

To use a WMP purse, Russian citizens need to have a TIN or SNILS and obtain a Formal passport. Citizens of other countries must go through full identification in JSC Bank "KKB" in one of the branches of the bank or with one of the registrars of the Passport service.

Check the status of identification

The limits are determined by the level of your identification in JSC Bank "KKB" .

NPEPI - Non-personalized electronic payment instrument with simplified identification (with a formal passport and data verified by JSC Bank "KKB") Also you should to indicate the TIN or SNILS in the passport control panel .
For simplified identification, the maximum balance is 60,000 WMP, monthly turnover is 200,000 WMP.

PEPI - Personalized electronic payment instrument with full identification (with a formal passport and data verified by JSC Bank "KKB" or one of the WebMoney registrars).

WMK Limits

The limits on the WMK purse are determined by the your identification level in the WebMoney Kazakhstan electronic money system (WMK EDS) and do not depend on the type of WM passport.

WM Currency Type	maximum amount of funds			maximum daily spending limit			maximum one-time payment
	UNIP	SIP	IP	UNIP	SIP	IP	UNIP	SIP	IP
WMK	291 600	875 000	no limit	291 600	875 000	до 8 750 900	145 750	291 600	2 916 900

UNIP - un-identified wmk purse
SIP - simplified identified wmk purse
IP - identified wmk purse

The complete list of existing limitations for operations of receving and withdrawing funds can be found in the sections below:

• WebMoney Keeper Standard financial restrictions;
• Personal account payment service;
• Restrictions, the commission and the limits of Personal account payment service.

To cancel the restrictions for outgoing payments and increase the limitations for operations it is recommended to:

• specify a mobile phone number for your account;
• increase the level of your passport to
  • formal with verified data;
  • initial passport
  • personal passport;

• enable confirmation of operations via SMS or E-NUM;
• change the operation mode for managing your purses to WM Keeper WinPro or WM Keeper WebPro.

See also:
The limits for withdrawal of WM to a bank card via certified exchange offices