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Borrower's credit status
Returns the parameters of the borrower's credit status from the page https://credit.webmoney.ru/LoanOffice.aspx.
URL: https://credit.webmoney.ru/BorrowerInfo.ashx
request parameters:
| Parametr | Purpose | Description |
|---|---|---|
| wmid | Signer's WMID | |
| bwmid | borrower's WMID | |
| t | request time | an integer; the number of milliseconds since 01.01.1970 00:00:00 UTC at the time of the request |
| SS | signature | formed by the WMSigner module on a string obtained by concatenating the parameters wmid, bwmid, t with the character; (semicolon) as a separator |
| out | result format | |
| callback | function name for JSONP |
Request example:
https://credit.webmoney.ru/BorrowerInfo.ashx?WMID=000000410895&WMID=000000410896&t=1412608622765&SS=bd2ba814ae74150...d2c6b3ed8478b9a950529056d
Returned data:
| Parametr | Type | Description |
|---|---|---|
| retval | int | Error code |
| creditstatus | array | Borrower's credit status. |
Error codes:
| Code | Description |
|---|---|
| 0 | Success |
| 5 | No access. No access. The request was issued not by the WMID of the signer of the request.. |
| 1 | The signature is not correct. |
| 51 | The request time (parameter t) is very different from the current time. |
| 52 | The signer`s WMID passport is lower than personal. |
| 53 | Failed to get request signer WMID information. |
| 54 | The WMID parameter has an invalid format. |
Parameters of the borrower's credit status:
| Parametr | Type | Description |
|---|---|---|
| State | int | Possible values:: 0 - no credit operations; 1 - all credits are paid off ; 2 - credits are not paid off, repayment period not expired ; 3 - credits are not paid off, repayment period expired. |
| CreditCnt | int | Number of loans received |
| CreditAmount | amout | Amount of loans received |
| BackCnt | int | Number of loans refunded |
| BackAmount | amout | Amount of loans refunded |
| CreditorsCnt | int | Number of different lenders |